ok...i just have to vent! i'm so annoyed with health insurance!!! for quite some time now, i have been on an individual health care plan through aetna. i added each of the boys when they were born, so now all 3 of us are covered under aetna. let me pause here, and say that i AM thankful we are all covered...but...the coverage is quite crappy!
so...i've been looking into other options and thought i'd go with carefirst bcbs. after spending almost an hour on the phone with the rep today, i will probably still go with them, but it's amazing how they "getcha" online and then really fill you once you speak to someone. just one example...online it says my monthly premium would be around $380...WAY better than what i'm paying now, and the deductible is half of what we have now. so, i thought this looked great! come to find out, there's an additional $100 prescription deductible PLUS i have to pay an extra annual fee to have dental coverage!!!
ok...so as i mentioned that took about 1 hour. well...i then started researching through the list of therapists i've been given. i wanted to see who, if anyone, would be covered under this new insurance plan (btw...not a single one is covered under aetna!). out of about 30, i found 1 who accepts bcbs! better than nothing i suppose, but c'mon people! why don't these people accept insurance?!?! there is a major mental health issue in this country and it's never going to get better if people can't afford to get the help they need. fortunately, we are not quite in that boat, because we will find a way to make it work, but this all just seems crazy! we live in such a progressive country, yet we can't all receive health insurance or receive services that we can afford! UGH!!!
i've vented and now i'll move on...
i did contact a few therapists today...spoke with one and left messages with others. i'm continuing to educate myself on "play therapy" and really think this is the way to go for andrew. it's so hard to pick one though, when i really know nothing about them! i want to make sure that this is a good experience for andrew, one he can feel comfortable with and learn from at the same time.
will keep you posted...
Monday, June 8, 2009
UGH!!!!!!!
Subscribe to:
Post Comments (Atom)
4 comments:
Girl, I feel your pain. I had Aetna at a job long ago, and it was crappy. We've also had Carefirst BCBS and I will say they are somewhat better. We're with Cigna now and they pretty much suck. I feel like I am constantly on the phone with them about something.
-Lori
One of the MAJOR issues in this country is access to good/affordable health insurance. Don't even get me started. Sorry you're caught in this...hopefully the Obama Admin. will make a dent in the situation.
I did a bunch of research for my housekeeper -- who pays almost as much as she makes for the "pleasure" of terrible Kaiser insurance. Again, lucky that she's covered at all... Anyway, after posting on DCUM I found out about this group -- http://www.nase.org/Home.aspx. A woman wrote to me about getting health insurance (as well as lots of other bennies) through them while she was home w a baby and her husband was in law school. I would think that you would qualify for membership. Definitely worth checking out. You can get insurance through them...
Good luck!
thanks ladies! courtney...i've been in touch with them in the past, but will definitely look into it again. thanks for the reminder about nase.
hope you're both well!
amy
Do I dare suggest watching the Michael Moore film on healthcare? It will make you want to move to Canada (or Europe), especially if you might have any more kids.
Keep up the great work. Your family is all the better for it! We love you.
Post a Comment