Wednesday, March 9, 2011

WTF....

ok...so now that i've dropped the big ol' F-BOMB in my blog....there are no limits my friends! i'm going to start this off by warning you....i am PISSED and i'm ready to SCREAM! if you are looking for a sweet wholesome family read...then PLEASE DO NOT read this post! however...if you can take the heat...then read on...

ok...here goes....

I HATE DEALING WITH MY FUCKING INSURANCE COMPANY!!!

so...now that that's out of my system...

first of all....whenever i call the member services department, i am treated like an idiot. the people there make me feel so stupid...it's really quite irritating! yes, i know that i have independent insurance, because it's not paid for through an employer, but c'mon...there has GOT to be a better solution. we live in the united states of america...where people are supposed to be living the american dream...seriously?!?!? this feels more like a nightmare! and i at least HAVE insurance....i can't imagine all the shit people must deal with, who don't have insurance!

i pay a monthly premium (which i consider quite high) for myself and the kids for health insurance...on top of that, i pay a monthly premium for myself for maternity coverage (hey, ya never know...otherwise prenatal care would cost a shit load!)...plus i pay an annual premium for the 3 of us for dental coverage. all in all, i pay these people upwards of $10k a year in premiums alone....and for what i ask you? for what???

medical and dental bills don't seem to be any less just because i'm insured....it is absolutely ridiculous! sure...there's a way around those bills...i could pay 4-5x my monthly premium...but who the hell can afford that?!?!

seriously?!?! i pay for insurance and i still have to pay full price for things like....MAMMOGRAMS, MRIs, LABS, DENTAL FILLINGS, etc...

this is just absurd...and i've had it!!!!!!!
but...they've got me....because what's my other option....
UMMMM....A BIG FAT NOTHING!!!!

UGH!!!!

all of this leaves me frustrated....angry....and wanting a big fat dairy queen blizzard! so...since that's all i CAN do about it....i'll just go medicate my headache with some yummy fatty ice cream.

k...i'm done now....
thanks for listening.....




3 comments:

staci said...

I hope you had an awesome ice cream!! you deserve it!

Anonymous said...

Insurance is the biggest scam going, IMHO. Sorry you are dealing with this. Is it possible to join a (cheaper?) plan through Derek's work?

Mommy's Time Out said...

@staci....it was delish :)

@lori....unfortunately one of the disadvantages to derek working for a small company, is that the family benefits are quite costly! bummer!!!

 
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